Man is the (a) — of his own fate. If he makes (b) — proper division of his time and (c) — his duties accordingly, he will (d) — improve and prosper (e) — life. But if he does otherwise, he is sure (f) — suffer when it is too late. To waste time is as bad as to commit suicide. In fact our (g) — is nothing but the sum total (h) — hours, days, and years. If we waste (i) — morning hours of life, we shall have to (j) — afterwards.