Man is the (a) — of his own fate. If he makes a proper (b) — of time and does his duties (c) —, he is sure to improve and (d) — in life. But if he does not (e) — it, he is sure to (f) —.Then he will be (g) — to drag a miserable (h) —. To spoil time is (i) — for a person. For our life is nothing (j) — the sum total of hours, days and years.